If you get into a car accident, remove yourself and your vehicle out of harm’s way. If you hit an object or obstruction, call the police, and they will come help you with the damage. If you have hit another vehicle, you must be in contact with the owner of the vehicle.
Reporting an accident
For parked cars, leave a note explaining the situation, and put your contact and insurance information. Hopefully the person will get in touch with you. For in-motion accidents, talk to the other person and figure out how you’re going to handle the situation—either out of pocket, or through your insurance companies.
Make sure to take photos of the damage, accident scene, location of accident, and any documentation to send to your insurance agent. You will need to report any and all accidents to them to get the situation settled.